BACKGROUND OF THE STUDY
There has been a drastic change in the investment community in recent times. This led to a change in the investment pattern of investors alongside focusing on financial inclusion through government initiatives.

  A person who has been forcibly displaced and compelled to cross a national border but who cannot safely return home is considered a refugee. The refugee problem is a human rights issue involving a movement of persons from areas of denial to areas of guarantee. Today, the refugee crisis is one of the world's most pressing issues. It is the most difficult problem. When refugees are hosted in neighboring nations, they have a wide range of consequences, including economic, social, political, and environmental consequences. The main aim of this article is to explore the effects of refugees on developing host countries. The article is designed into five sections. Section-1 deals with the introduction; Concept of refugee is pointed out in section-2, section-3 points out the objective and methodology; Impact of refugee is pointed out in section- 4 and finally in section-5 conclusion has been outlined.

  Here I want to explore why J.L. Austin’s want to say that unlimited expression of the use of language depends on the depth of human thinking. Austin’s is interested to use his own phrase in ‘the total speech act in the total speech situation’. He reminds us of how many things men can do with words, they can state facts and describe what they see; they can warn people and frighten them, persuade and dissuade them; they can promise things and hide things, deflect attention and attract love.

  The assembly elections in West Bengal significantly influence the future of India-Bangladesh relations. Policymakers in both New Delhi and Dhaka closely observed the electoral competition between the centre-led Bharatiya Janata Party (BJP) and the All-India Trinamool Congress (AITC) led by Mamata Banerjee, which has been in power in West Bengal since 2011. Bilateral socio-economic ties, especially in economic cooperation and disaster management, strengthened under Bangladesh’s Awami League government, which came to power in 2009. Since then, migration, water distribution, terrorism, and radicalization have guided bilateral discourse and policy preferences. This paper tries to bring out the impact of West Bengal politics in Indo-Bangladesh relations. It mainly deals with the aftermath of state election 2021. It also argues the role played by the states that can often add value to foreign policy making and might actually prevent the centre from jeopardising local interests, thereby protecting national interests as well.