BACKGROUND OF THE STUDY
There has been a drastic change in the investment community in recent times. This led to a change in the investment pattern of investors alongside focusing on financial inclusion through government initiatives.

  A person who has been forcibly displaced and compelled to cross a national border but who cannot safely return home is considered a refugee. The refugee problem is a human rights issue involving a movement of persons from areas of denial to areas of guarantee. Today, the refugee crisis is one of the world's most pressing issues. It is the most difficult problem. When refugees are hosted in neighboring nations, they have a wide range of consequences, including economic, social, political, and environmental consequences. The main aim of this article is to explore the effects of refugees on developing host countries. The article is designed into five sections. Section-1 deals with the introduction; Concept of refugee is pointed out in section-2, section-3 points out the objective and methodology; Impact of refugee is pointed out in section- 4 and finally in section-5 conclusion has been outlined.

  Here I want to explore why J.L. Austin’s want to say that unlimited expression of the use of language depends on the depth of human thinking. Austin’s is interested to use his own phrase in ‘the total speech act in the total speech situation’. He reminds us of how many things men can do with words, they can state facts and describe what they see; they can warn people and frighten them, persuade and dissuade them; they can promise things and hide things, deflect attention and attract love.